Nearly one-third of the country’s uninsured are between 18 and 29. Health insurance doesn’t offer them the same value that it does to others and so they go without. But, a recent article by two law professors (titled “Tontines for the Young Invincibles”) is proposing the use of an old and outlawed practice as a solution—the tontine. Participants pay into a pool of money and, if they don’t use the pool’s resources, some portion of their contribution is returned. A well structured policy could offer consumers low cost health insurance and incentives to live healthy. Moreover, rollover/renewal options could turn a short-term tontine into a lifetime health insurance customer. Created by Carlos Dedesma. For more information, visit http://ideastorm.noontimenetworks.com/Group.aspx/2954